As winter is beginning it is important to make sure you are prepared to weather the storm.
Insurance
First and foremost, make sure your home is insured, that way if you happen to have a home emergency involving a plumbing leak or a roof caving in from snow, you will not have an immense cost to worry about. It is also important to make sure your car is insured as well to avoid any damages caused by icy or snowy roads.
Thermostat
Slowly lower your thermostat during the day, and night as well, to prevent your wallet from taking a beating in the cold winter months. Bringing the temperature down by one degree a week can make a huge difference. If this is too difficult you can always layer up to make the adjustment easier.
Prep your car
Your car will go through a lot during winter weather. To make your drive more pleasant, throw an extra blanket and sweatshirt in your car for the drive while your car is still heating up. Make sure you also have a little shovel, salt, and window scrappers to avoid any problems resulting from snow.
Stock up
Stock your house with extra food and water in case you happen to get snowed in for an extended period of time. Keep extra shovels and snow salt in your garage to avoid having your car snowed in and having no way of getting out onto the road. Make sure you also have extra firewood if you have a wood fireplace, or have an extra gas insert if you have a gas fireplace. Candles, flashlights, and batteries should be easily accessible in case of a power outage.
Visit your doctor
Get an annual check-up to make sure you are healthy going into the cold winter season. Get a flu shot to avoid being bedridden for up to a week. Always remember to wash your hands and avoid sharing food or drinks with sick people. Check that your prescriptions are up to date as well.